Sales Representative (Remote)

Are you someone who enjoys explaining complex topics in a way people can actually use? Our entry-level sales representatives spend their time teaching clients how to safeguard their income and prepare for retirement, and we provide the training to get you there.

Compensation is entirely commission-based, which is what allows the role to be so flexible. You will not have a manager setting your hours. Work mornings, evenings, or a mix that changes week to week, all from home or anywhere with a quiet space and a laptop.

What the work involves

You will meet virtually with interested prospects, many of them parents and self-employed professionals, to learn about their financial situation. From there you will walk them through Indexed Universal Life (IUL) insurance: how it offers lifelong coverage, how its cash value can grow with an index while being shielded from market losses, and how it can supplement retirement savings. Once you understand their needs, you will present a tailored policy, help them apply, and stay in touch as their plans evolve.

How we support you

A comprehensive onboarding curriculum from day one

Regular coaching sessions with experienced mentors

Qualified leads supplied to you, so you are not prospecting from scratch

Access to health and life insurance through exchange options

About income

Committed representatives who follow our proven, step-by-step approach have a real opportunity to clear $100,000 in year one. Your results will reflect the time and effort you invest.

A sample week

Monday might start with reviewing the leads assigned to you and confirming appointments. Midweek, you could hold several virtual consultations, some during the day for retirees and some in the evening for working parents. Thursday is a good time for coaching calls and practice. By Friday, you are sending recaps, answering client questions about applications, and planning the next week. The exact shape is yours to choose.

Explaining IUL with confidence

Clients want to know what happens to their money. You will be able to describe how the premium covers the cost of insurance, how the remainder goes into cash value, and how that value is credited based on an index such as the S&P 500, subject to a cap on the upside and a floor on the downside. You will also learn to explain how policy loans work and why IUL is meant as a long-term strategy rather than a short-term investment.

Who succeeds in this role

Candidates who enjoy conversation, keep careful notes, and take coaching well usually progress quickly. A background in teaching, hospitality, or customer care often translates directly, because the core of the job is listening first and then explaining clearly.

Qualifications

Strong interpersonal skills, self-discipline in a remote setting, and a willingness to learn. Sales or customer service experience helps but is not required.