COLLATERAL OFFICER

• Responsibilities

To contribute to the implementation of adequate Credit Risk controls for complex business entities, across two main business streams inclusive of BCB and CIB, specifically focusing on risks encountered in the post-credit granting stage of the lending process by ensuring the appropriateness, applicability, consistency, validity, and enforceability of all collateral and confirming that collateral are in legal order and properly housed to secure assets in order to mitigate risks.

• Requirements
• Type of Qualification: First Degree
• Field of Study: Business Commerce or equivalent

1-2 years Experience with home loans and lending will be beneficial in this role. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

1-2 years Personal and Business banking will provide holistic exposure regarding credit risks, lending and associated collateral. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

• Developing Strategies
• Directing People
• Embracing Change
• Empowering Individuals
• Establishing Rapport
• Generating Ideas
• Making Decisions
• Producing Output
• Seizing Opportunities
• Showing Composure
• Team Working
• Valuing Individuals
• Customer Understanding (Business Banking)
• Financial Acumen
• Product Knowledge (Business Banking)
• Risk Management
• Risk Reporting
• Risk/ Reward Thinking
• Strategic Planning and Reporting