Job Description

An exciting opportunity has arisen for a Loans Officer at our Harare Branch. Qualified and experienced candidates are invited to apply. The candidate shall be responsible for assessing, recommending, processing, monitoring and recovering loans.

Duties and Responsibilities

1.1 LOAN PROCESSING.
• Identify potential clients
• Receives Loan applications.
• Conducting loan assessment and recommends
• Preparing of loan contracts and facilitating the signing process by the clients.
• Maintain updated records of loans.
• Loan disbursements

1.2 MARKETING BANK PRODUCTS
• Identifying business opportunities.
• Sells Bank products ie Bancassurance, account opening, MPOS machines etc
• Manage loan client relationship Management

1.3 LOAN REPAYMENT
• Daily loan repayment collection
• Serving of demand letters to delinquent loans
• Monitoring own loan portfolio

1.4 Financial literacy trainings
• Training clients on proposal writing and business management.
• Opening of saving accounts

Qualifications and Experience

Degree in Banking & Finance or related Business degree
Three years' experience as Loans Officer in a banking or microfinance sector
Clean Driver's licence is a MUST