Work with us

Learn, Earn, and Grow From the Comfort of Home

Looking for a career that offers real training, real flexibility, and real purpose? Our Entry Level Sales Associate position is designed for motivated beginners who want to learn professional sales while helping people plan for their financial future. No prior sales background is required.

As an associate, you will learn to educate clients and sell financial protection, guiding people through customized solutions in life insurance, Indexed Universal Life (IUL), and annuities. Every appointment happens by phone or video, and you decide which hours you work.

Perks of Joining Our Team

Award-Winning Environment: Our culture has been recognized by Entrepreneur Magazine

Steady Expansion: Inc. 5000 honoree six years in a row

Training at Your Pace: Online lessons plus a dedicated mentor

Rewards for Results: Performance-based bonuses and incentive trips

Total Flexibility: Build your own schedule and work from anywhere

Day-to-Day Duties

Call or video-chat with warm leads who asked to be contacted, with no cold outreach

Get to know each client's needs, from protecting their children to saving for retirement

Teach clients the basics of life insurance and how IUL and annuities can support long-term goals

Suggest personalized plans and guide clients through their decisions

Complete applications and keep clients informed during approval

Follow up to build lasting relationships and earn referrals

Who We Are Looking For

Upbeat communicators who enjoy meeting new people

Beginners who are ready to study, practice, and improve

Self-motivated individuals who like setting and reaching goals

People who care about doing right by every client

More Reasons to Apply

Quality leads supplied to you, which keeps your attention on serving clients

A team that shares tips, celebrates wins, and supports each other

Health coverage options through a healthcare exchange (medical, dental, vision), plus access to life insurance

How Training Works

Your first weeks focus on building knowledge: what life insurance does, how IUL builds cash value, and when an annuity makes sense. Next, you will observe experienced associates in action and practice your own presentations. When you feel ready, you will begin meeting clients with your mentor close by for support.

A Look at a Typical Week

Monday might be for reviewing your new leads and booking appointments. Tuesday through Thursday could hold most of your client conversations, scheduled at times that work for you and them. Friday is great for follow-ups, paperwork, and a coaching call. Some associates prefer evenings, others mornings; the flexibility is yours.

The Difference You Make

The clients you meet are often parents worried about protecting their kids, workers wondering whether they will have enough for retirement, or business owners with no benefits of their own. Helping them understand their choices and put a plan in place is meaningful work, and many associates say it is the most satisfying part of the job.

Where This Can Lead

Associates who keep learning often grow into senior sales roles, take on mentoring responsibilities, or move toward leadership as our team grows.

The Compensation Model

Here is the best part: this commission-based position offers unlimited earning potential and a fully remote workday that runs on your own hours. The effort you put in shapes the income you take home.

Join Us

If you are ready to learn a valuable skill, help families, and build a flexible career, apply today. We look forward to welcoming you to the team.

Your First Step Into a Rewarding Sales Career

Everyone starts somewhere, and we would be glad to be your starting point. We are welcoming Entry Level Account Representatives who have the drive to learn, the warmth to connect with people, and the discipline to work independently from home. Experience is optional; a positive attitude is not.

In this role you will educate people about their financial options and sell plans that protect them, guiding each client through customized solutions in life insurance, Indexed Universal Life (IUL), and annuities. Before any of that, we will train you thoroughly so you feel prepared.

Training Built for Beginners

Online courses you can complete at your own pace, covering the fundamentals of insurance and retirement planning

Live group sessions where experienced representatives walk through real consultations

One-on-one mentorship, so you always have someone to ask

Practice calls with feedback before you meet your first client

Responsibilities Once You Are Ready

Contact clients who requested information, using the warm leads we provide

Listen carefully to understand their family situation and goals

Explain how a life insurance policy works, what makes IUL different, and how annuities can provide retirement income

Present a recommendation that fits the client's needs and budget, then help them enroll

Keep accurate records of every interaction

Stay in touch after the sale to answer questions and review coverage

Why New Representatives Love It Here

Supportive culture recognized by Entrepreneur Magazine

Six straight years on the Inc. 5000 list, giving you room to grow alongside us

Performance-based bonuses and incentive trips to reward progress

Freedom to set your own hours and work from anywhere

People Who Shine Here

Friendly people who enjoy helping others

Learners who take notes, ask questions, and apply feedback

Dependable self-starters who show up for their appointments

Anyone looking for a fresh start in a professional field

Additional Benefits

No cold calling, ever

Ongoing coaching as you advance

Benefit access for you and your household: life insurance and healthcare exchange options for medical, dental, and vision care

What Success Looks Like

Success here is built one conversation at a time. Representatives who follow our training, keep a steady weekly routine, and treat every client with respect tend to see their confidence and results grow month after month.

Why This Work Matters

A surprising number of families have little or no life insurance and no clear plan for retirement. When you sit down with them, even virtually, you help close that gap. You might show a single parent how affordable protection can be, explain to a newly married couple how IUL cash value can grow alongside their careers, or help someone in their fifties understand how an annuity can turn savings into income they cannot outlive. Every client you serve leaves better prepared than when they arrived, and that is a rewarding way to spend your workday.

Room to Advance

As your skills grow, so do your options. Experienced representatives take on more clients, help train new team members, and step into leadership as our organization continues to expand.

Earnings

Compensation is commission-based, and the earning potential is unlimited. You will enjoy a fully remote setup and complete control over your schedule, so how far you go is up to you.

Let's Get You Started

If you are curious, coachable, and ready to begin a new chapter, send in your application. We are excited to meet our next group of representatives.

Start Your Sales Career at Home, With Training From Day One

Never sold anything before? That is completely fine. Our Entry Level Account Executive program was built for people who are new to sales and want a supportive place to learn. We will teach you the products, the process, and the people skills, and you will practice everything before you speak with your first client.

Once you are trained, you will educate clients and sell coverage, helping guide each person through customized solutions in life insurance, Indexed Universal Life (IUL), and annuities. You will do it all from home, on a schedule that fits your life, whether you are a parent, a student, or switching careers.

How We Set You Up to Succeed

Step-by-Step Online Training: Short lessons on insurance basics, IUL, annuities, and how to run a consultation

A Personal Mentor: An experienced executive who answers questions and reviews your early calls

Practice Before Pressure: Role-play sessions so you feel ready before live appointments

A Team Worth Joining: Featured in Entrepreneur Magazine and named to the Inc. 5000 for six years in a row

What Your Work Will Look Like

Meet with warm leads by phone or video; you will never be asked to cold call

Learn about each client's family, budget, and future goals

Teach clients how life insurance protects loved ones and how IUL can build cash value over time

Share annuity options with clients who are planning for retirement income

Recommend a customized plan and help the client complete the application

Follow up with friendly check-ins after the sale

This Role Is a Great Match If You

Enjoy talking with people and making them feel comfortable

Are eager to learn and open to feedback

Can manage your own time at home

Want a career where effort and growth go hand in hand

Little Extras That Make a Big Difference

Build your own schedule around school, family, or other commitments

Performance-based bonuses and incentive trips as you hit milestones

Access to life insurance and to healthcare exchange plans covering medical, dental, and vision

Your First Months

In the beginning, most of your time goes to learning. As your confidence grows, you will take more appointments and start building your own client list. Many new executives are surprised by how quickly the skills come together when they stay consistent and lean on their mentor.

What You Will Learn Along the Way

Beyond product knowledge, this program teaches skills that serve you in any career: how to open a conversation with a stranger, how to ask questions that uncover what someone really needs, how to present information clearly on a video call, and how to manage your own time without a boss looking over your shoulder. You will also learn how a well-designed IUL policy can protect a family for life while accumulating cash value, and why many retirees rely on annuities for steady income. These are lessons you will carry with you no matter where your career takes you.

About the Pay

We want to be clear and upfront: this is a commission-based opportunity with unlimited earning potential. You work fully from home, set your own hours, and earn on every piece of business you close, so your results are always in your hands.

Ready to Begin?

If you are motivated to learn and excited to build something of your own, apply now and take the first step. We cannot wait to help you get started!

Help Families Protect What Matters, From Anywhere You Choose

Some people are natural explainers. They can take a complicated topic, break it into simple pieces, and leave someone feeling clearer and more confident. If that sounds like you, our Remote Account Representative role may be the right next move.

Each day you will connect with people who asked for guidance, learn what they are trying to accomplish, and help them choose coverage that fits. Your job is to educate, recommend, and sell, guiding every client through customized solutions in life insurance, Indexed Universal Life (IUL), and annuities. There is no commute and no fixed shift. You decide when the workday begins and ends.

What a Representative Does Here

Reach out to warm leads who have already requested information, so there is no cold calling

Ask thoughtful questions about family, income, debts, and retirement plans

Explain in plain language how life insurance, IUL, and annuities each work and when each makes sense

Recommend a plan, answer objections respectfully, and complete the sale

Walk clients through applications and keep them updated until the policy is approved

Check in after approval so clients always know who to call

Why Representatives Choose Us

We have appeared in Entrepreneur Magazine and on the Inc. 5000 list six years running, which gives you a stable, growing place to build a career

New team members get structured online training and a mentor who knows the business

Performance-based bonuses and incentive trips celebrate the people who put in the work

You choose your hours, your workspace, and the pace of your week

You Will Fit Right In If You Are

Patient and genuinely curious about people

Comfortable on phone and video calls

Organized enough to manage your own pipeline without someone checking in

Motivated by helping others reach financial peace of mind

A Few More Things We Offer

High-quality leads so your energy goes into conversations, not chasing

Regular coaching sessions to sharpen your skills

Health coverage access for you, too: life insurance plus healthcare exchange options for medical, dental, and vision

A Day in the Role

A typical day might start with reviewing new requests and confirming appointments. Around lunchtime you might hold a couple of video meetings, then spend the afternoon returning calls and updating client files. Some representatives prefer evening appointments when families are home; others keep a daytime routine. Both work, because the schedule is yours.

What Clients Gain From Working With You

Many of the people you speak with have put off planning because the options felt confusing. By the end of a consultation with you, they understand what each policy does, what it costs, and how it fits their goals. A parent leaves knowing their children would be cared for. A couple nearing retirement sees how an annuity could create dependable income. That clarity is the real product you deliver, and it is why satisfied clients so often send friends and relatives your way.

Growing With Us

Representatives who stay consistent build a base of loyal clients and referrals over time. Many go on to take larger accounts, mentor newcomers, or move into leadership roles as our team expands.

Compensation

Pay for this role is commission-based, which means your income grows with every client you help. Combine that with unlimited earning potential, fully remote work, and hours you choose, and you have a role that rewards effort directly.

Apply Today

If you are ready to build a meaningful, flexible career helping people secure their futures, send us your application. We would love to hear from you.

Own Your Calendar, Grow Your Book, Build Your Career

Picture a sales role where your office is wherever your laptop is, your clients have already raised their hand, and every conversation helps a family feel more secure. That is what our Remote Account Executives do every day. We are expanding our national team and looking for polished communicators who want to manage their own client relationships from start to finish.

You will educate, advise, and sell, guiding clients through customized solutions in life insurance, Indexed Universal Life (IUL), and annuities. If you enjoy explaining ideas clearly and seeing people make confident decisions, you will feel at home here.

Reasons Our Account Executives Stay and Grow

Recognized Culture: Our organization has been featured by Entrepreneur Magazine, and our people are the reason why.

Proven Momentum: Six consecutive years on the Inc. 5000 list means the company is growing, and so are the opportunities inside it.

Learning on Demand: Online training modules you can complete at your own pace, backed by a personal mentor who reviews your progress.

Recognition That Counts: Performance-based bonuses and incentive trips for those who hit their goals.

A Schedule Built by You: Choose your working hours, block time for family, and design a home office that keeps you focused.

Your Core Responsibilities

Hold virtual consultations with individuals, families, and business owners who requested information

Run a needs analysis covering income protection, savings, and retirement goals

Educate clients on how IUL combines lifelong coverage with cash value linked to a market index

Present and sell tailored life insurance, IUL, and annuity solutions that match each budget

Manage your accounts after the sale with reviews, updates, and timely answers

Keep notes and next steps organized so nothing slips through the cracks

The Kind of Person Who Excels

Confident speakers who also know how to listen

Organized self-starters who treat their calendar like a business plan

Relationship builders who think in years, not weeks

Professionals who take pride in accuracy and follow-through

Added Advantages

Warm leads delivered to you, with no cold calling required

Ongoing coaching calls and a library of recorded consultations to learn from

Access to life insurance and healthcare exchange options for medical, dental, and vision coverage

The ability to work from home, a coworking space, or while traveling

What Growth Looks Like

Account Executives who follow our structured approach typically start by mastering the consultation, then build a pipeline of repeat clients and referrals. As your book grows, so does your influence: experienced executives often mentor newer team members and help shape how we train.

Why Clients Need You

Most households have never had someone sit down and explain how permanent coverage, cash value growth, and guaranteed retirement income fit together. When you show a young family how an IUL policy can protect them today while building value for later, or help a pre-retiree compare annuity options, you are giving them clarity they could not easily find on their own. That sense of purpose is what keeps our best executives energized year after year.

How You Are Paid

This position is commission-based, with unlimited earning potential and the freedom to work fully remote on hours you set yourself. The more clients you serve well, the more you earn, and there is no ceiling on what a dedicated executive can build.

Take the Next Step

If you want a remote career that rewards skill, consistency, and genuine care for clients, submit your application today. We look forward to meeting you and showing you how our team works.

Are you someone who enjoys explaining complex topics in a way people can actually use? Our entry-level sales representatives spend their time teaching clients how to safeguard their income and prepare for retirement, and we provide the training to get you there.

Compensation is entirely commission-based, which is what allows the role to be so flexible. You will not have a manager setting your hours. Work mornings, evenings, or a mix that changes week to week, all from home or anywhere with a quiet space and a laptop.

What the work involves

You will meet virtually with interested prospects, many of them parents and self-employed professionals, to learn about their financial situation. From there you will walk them through Indexed Universal Life (IUL) insurance: how it offers lifelong coverage, how its cash value can grow with an index while being shielded from market losses, and how it can supplement retirement savings. Once you understand their needs, you will present a tailored policy, help them apply, and stay in touch as their plans evolve.

How we support you

A comprehensive onboarding curriculum from day one

Regular coaching sessions with experienced mentors

Qualified leads supplied to you, so you are not prospecting from scratch

Access to health and life insurance through exchange options

About income

Committed representatives who follow our proven, step-by-step approach have a real opportunity to clear $100,000 in year one. Your results will reflect the time and effort you invest.

A sample week

Monday might start with reviewing the leads assigned to you and confirming appointments. Midweek, you could hold several virtual consultations, some during the day for retirees and some in the evening for working parents. Thursday is a good time for coaching calls and practice. By Friday, you are sending recaps, answering client questions about applications, and planning the next week. The exact shape is yours to choose.

Explaining IUL with confidence

Clients want to know what happens to their money. You will be able to describe how the premium covers the cost of insurance, how the remainder goes into cash value, and how that value is credited based on an index such as the S&P 500, subject to a cap on the upside and a floor on the downside. You will also learn to explain how policy loans work and why IUL is meant as a long-term strategy rather than a short-term investment.

Who succeeds in this role

Candidates who enjoy conversation, keep careful notes, and take coaching well usually progress quickly. A background in teaching, hospitality, or customer care often translates directly, because the core of the job is listening first and then explaining clearly.

Qualifications

Strong interpersonal skills, self-discipline in a remote setting, and a willingness to learn. Sales or customer service experience helps but is not required.